Health Care and Health Insurance

                                            US Healthcare Insurance and Plans

In the United States, if you are not covered by a medical healthcare insurance plan (medical insurance), you have to pay for health care services yourself, which leaves you vulnerable to enormous unexpected costs for serious illnesses. 

The two major ways to obtain health insurance coverage are by paying into a group health insurance plan offered by your employer or buying an individual healthcare insurance plan. There are a variety of different health insurance plans, but you may commonly encounter these major types:

•Fee-for-Service Health Plans

•HMO: Health Maintenance Organizations

•POS: Point-of-Service Plans

•PPO: Preferred Provider Organizations

Understanding health care plans can be very complicated. In choosing a health insurance plan, you need to compare health insurance plan benefits, costs, location of services, exclusions, and more. 

This guide provides a list of health insurance questions you can ask to healthcare insurance providers, different health insurance terms, as well as common medial terminology to help you make an informed decision and choose the health plan that is best for you. 

There are listings in different pages which provide tips on researching the quality of health insurance plans, including how to determine if the health plan you like is beneficial , and how to research and choose doctors.

To understand more about Medical Healthcare Plans in US or in any other country you may visit Page heading with Understanding Medical Healthcare Insurance Plans. For any other country you may refer same page as basic idea behind Health Insurance is same in all country.