Explain Maternal care - Medical Healthcare Insurance

Maternal care is the utmost care required when one individual or a person in family is pregnant and need maternal care . Most policies in Healthcare have limited coverage about maternity . But there are policies in Medical Healthcare Insurance who cover Maternity and this way covers Maternal care .

But the definition of maternal care is not limited . Maternal care includes lots of variable sections which are described below . So before taking any Healthcare Insurance plan one most know different aspects of Maternity care and same way Newborn Health also .

Maternal and newborn health practitioners

A maternal and newborn health practitioner is a health worker who deals with the care of women and their children before, during and after pregnancy and childbirth. These include obstetricians, obstetrical nurses, midwives (including nurse midwives), nurse practitioners, and others. One of the main differences across these professions is the training and authority to provide surgical services and other life-saving interventions. In some developing countries, traditional birth attendants, or traditional midwives, are the primary source of pregnancy and childbirth care for many women and families, although they are not certified or licensed.

Obstetrics

Obstetrics (from the Latin obstare, "to stand by") is the medical specialty dealing with the care of all women's reproductive tracts and their children during pregnancy (prenatal period), childbirth and the postnatal period. Many obstetricians are also gynecologists, meaning they perform in both specialties. In the United States, these physicians are commonly referred to as OB/GYNs.

Prenatal care

Prenatal care (also known as antenatal care) refers to the regular medical and nursing care recommended for women during pregnancy. Prenatal care is a type of preventative care with the goal of providing regular check-ups that allow doctors or midwives to treat and prevent  health problems throughout the  pregnancy while promoting healthy lifestyles that benefit both mother and child.During check-ups, women will receive medical information over maternal physiological changes in pregnancy, biological changes, and prenatal nutrition including prenatal vitamins. Recommendations on management and healthy lifestyle changes are also made during regular check-ups. The availability of routine prenatal care has played a part in reducing maternal death rates and miscarriages as well as birth defects, low birth weight, and other preventable health problems.

Prenatal care generally consists of:

monthly visits during the first two trimesters (from week 1–28)
fortnightly from 28 to week 36 of pregnancy
weekly after week 36 (delivery at week 38–40)
Assessment of parental needs and family dynamic

Postnatal care

Postnatal (Latin for after birth, from post, meaning after, and natalis, meaning of birth) is the period beginning immediately after the birth of a child and extending for about six weeks. Another term would be postpartum period, as it refers to the mother (whereas postnatal refers to the infant).
It is the time after birth, a time in which the mother's body, including hormone levels and uterus size, returns to a non-pregnant state. Lochia is post-partum vaginal discharge, containing blood, mucus, and placental tissue.

Understanding Mental Health - Medical Healthcare

 What is Mental Health and how this is related to Medical Healthcare or Healthcare Insurance ?

A mental health professional is a healthcare practitioner who offers services for the purpose of improving an individual's mental health or to treat mental illness. This  category includes psychiatrists (D.O. or M.D.), clinical psychologists (Psy.D or Ph.D.), clinical social workers (MSW or MSSW), psychiatric nurses, mental health counselors, professional counselors, pharmacists, as well as many other professionals. These professionals often deal with the same illnesses, disorders, conditions, and issues; however, their scope of practice differs. The most significant difference between mental health professionals are the laws regarding required education and training across the various professions.

Treatment diversity


Mental health professionals exist to improve the mental health of individuals, couples, and families. Because mental health covers a wide range of elements, the scope of practice greatly varies between professionals. Some professionals may enhance relationships while others treat specific mental disorders and illness. Often, as with the case of psychiatrists and psychologists, the scope of practice may overlap.

Most qualified mental health professionals will refer a patient or client to another healthcare professional if the specific type of treatment needed is outside of their scope of practice. Additionally, many mental health professionals may sometimes work together using a variety of treatment options such as concurrent psychiatric medication and psychotherapy. Additionally, specific mental health professionals may be utilized based upon their cultural and religious background or experience. These practitioners are linked under Healthcare insurance and if one has coverage under a plan of Medical Healthcare insurance they need not to worry about where to find these practitioners as they have their website and calling number from where they can get all the information. For mental health Healthcare Insurance had different plans which make plan worthy to people or group to take such plans.


Psychiatrist

Psychiatrists are physicians and one of the few professionals in the mental health industry who specialize and are certified in treating mental illness using the biomedical approach to mental disorders including the use of medications.
Psychiatrists may also go through significant training to conduct psychotherapy and cognitive behavioral therapy; however psychologists and clinical psychologists specialize in the research and clinical application of these techniques. The amount of training a psychiatrist holds in providing these types of therapies varies from program to program and also differs greatly based upon region.

                                            Specialties of psychiatrists

As part of their evaluation of the patient, psychiatrists are one of only a few mental health professionals who may conduct physical examinations, order and interpret laboratory tests and EEGs, and may order brain imaging studies such as CT or CAT, MRI, and PET scanning. A medical professional must evaluate the patient for any medical problems or diseases that may be the cause of the mental illness.
Historically psychiatrists have been the only mental health professional with the power to prescribe medication to treat specific types of mental illness. Currently, Physician Assistants and advanced practice psychiatric nurses may prescribe medications, including psychiatric medications. Clinical psychologists have gained the ability to prescribe psychiatric medications on a limited basis in a few U.S. states after completing additional training and passing an examination.

Collect information about clients through interviews, observations, and tests.
Act as the client’s advocate in order to coordinate required services or to resolve emergency problems in crisis situations.
Develop and implement treatment plans based on clinical experience and knowledge.
Collaborate with other staff members to perform clinical assessments and develop treatment plans.
Evaluate client’s physical or mental condition based on review of client information.

Medical Healthcare Insurance - Healthcare Providers

The term Healthcare provider is very vast and deep . This term does not limit to providers who are under Medical Healthcare Insurance but they are also those providers who did not participate in one Medical Insurance but can participate in another Healthcare Insurance provided by some other company or organization.

They may be Out of network to one insurance company but In network to some other insurance company. These providers are those doctors , dentist , nurses , surgeons etc who provides us some sort of service when we visit them .

Healthcare service is provided by both practitioners and professionals

Health care practitioners include physicians, dentists, pharmacists (including clinical pharmacists), physician assistants, nurses , midwives, dietitians, therapists, psychologists, chiropractors, clinical officers, phlebotomists, physical therapists, respiratory therapists, occupational therapists, audiologists, speech pathologists, optometrists, emergency medical technicians, paramedics, medical laboratory scientists, medical prosthetic technicians, radiographers, social workers, and a wide variety of other human resources trained to provide some type of health care service. They often work in hospitals, health care centres, and other service delivery points, but also in academic training, research, and administration. Some provide care and treatment services for patients in private homes. Many countries have a large number of community health workers who work outside of formal health care institutions. Managers of health care services, health information technicians, and other assistive personnel and support workers are also considered a vital part of health care teams.

There is long chain which are included under Health practitioners and professionals.
Audiologist or Speech Therapist
Chiropractors
Clinical nurse specialists
Clinical officers
Dentists
Dietitians
Emergency medical technicians
Medical assistants
Midwives
Nurse
Anesthologist
Occupational therapists
Optometrists
Pharmacists
Physicians
Podiatrist
Psychologists
......................There is long list of Health care providers.

Health care practitioners/ Healthcare providers  are commonly grouped into four fields

1) Medical
2) Nursing
3) Dentistry
4) Allied Health Professions

These fields includes skill level and skill specialization .Health professionals are highly skilled workers, in professions that usually require extensive knowledge including university-level study leading to the award of a first degree or higher qualification. This category includes physicians, dentists, nurse practitioners, pharmacists, physiotherapists, optometrists, and others. Allied health professionals, also referred to as "health associate professionals" in the International Standard Classification of Occupations, support implementation of health care, treatment and referral plans usually established by medical, nursing, and other health professionals, and usually require formal qualifications to practice their profession. In addition, unlicensed assistive personnel assist with providing health care services as permitted.


Another way to categorize health care practitioners is according to the sub-field in which they practice, such as mental health care, pregnancy and childbirth care, surgical care, rehabilitation care, or public health.

Mental health practitioners

A mental health practitioner is a health worker who offers services for the purpose of improving an individual's mental health or treating mental illness. These include psychiatrists, clinical psychologists, clinical social workers, mental health nurse practitioners, marriage and family therapists, as well as other health professionals and allied health professions. These health care providers often deal with the same illnesses, disorders, conditions, and issues; however their scope of practice often differs. The most significant difference across categories of mental health practitioners is education and training.

Maternal and newborn health practitioners

A maternal and newborn health practitioner is a health worker who deals with the care of women and their children before, during and after pregnancy and childbirth. These include obstetricians, obstetrical nurses, midwives (including nurse midwives), nurse practitioners, and others. One of the main differences across these professions is the training and authority to provide surgical services and other life-saving interventions. In some developing countries, traditional birth attendants, or traditional midwives, are the primary source of pregnancy and childbirth care for many women and families, although they are not certified or licensed.

Geriatric care practitioners

A geriatric care practitioner plans and coordinates the care of the elderly and/or disabled to promote their health, improve their quality of life, and maintain their independence for as long as possible. They include geriatricians, Geriatric clinical pharmacists, geriatric nurses, geriatric care managers, geriatric aides, and others who focus on the health and psychological care needs of older adults.

Surgical practitioners

A surgical practitioner is a health worker who specializes in the planning and delivery of a patient's perioperative care, including during the anaesthetic, surgical and recovery stages. They may include general and specialist surgeons, anesthesiologists, nurse anesthetists, surgical nurses, clinical officers, operating department practitioners, anaesthetic technicians, surgical technologists, and others.

Rehabilitation care practitioners

A rehabilitation care practitioner is a health worker who provides care and treatment which aims to enhance and restore functional ability and quality of life to those with physical impairments or disabilities. These include physiatrists, physiotherapists, orthotists, prosthetists, occupational therapists, recreational therapists, audiologists, speech and language pathologists, respiratory therapists, rehabilitation counsellors, physiotherapy technicians, orthotic technicians, prosthetic technicians, personal care assistants, and others.

Dental care practitioners

A dental care practitioner is a health worker who provides care and treatment to promote and restore oral health. These include dentists and dental surgeons, dental assistants, dental auxiliaries, dental hygienists, dental nurses, dental technicians, dental therapists, and related professional titles.

Foot care practitioners

Care and treatment for the foot, ankle, and lower leg may be delivered by podiatrists, pedorthists, foot health practitioners, podiatric medical assistants, podiatric nurse and others.

Public health practitioners

A public health practitioner focuses on improving health among individuals, families and communities through the prevention and treatment of diseases and injuries, surveillance of cases, and promotion of healthy behaviors. This category includes community and preventive medicine specialists, public health nurses, dietitians, environmental health officers, epidemiologists, health inspectors, and others.

Traditional and complementary medicine practitioners

In many societies, practitioners of traditional medicine or alternative medicine are an important primary health care provider, either as integrated within or remaining outside of the formal health care system. These include practitioners in acupuncture, Ayurveda, herbalism, homeopathy, naturopathy, Siddha medicine, traditional Chinese medicine, traditional Korean medicine, and Unani.

Medical Facility - Hospital/Care Center

What is Medical facility ?

A medical facility is, in general, any location at which medicine is practiced regularly. Medical facilities range from small clinics and doctor's offices to urgent care centers and large hospitals with elaborate emergency rooms and trauma centers. The number and quality of medical facilities in a country or region is one common measure of that area's prosperity and quality of life. In many countries, medical facilities are regulated to some extent by law; licensing by a regulatory agency is often required before a facility may open for business. Medical facilities may be owned and operated by for-profit businesses, non-profit organizations, governments, and in some cases by individuals, with proportions varying by country. An individual having Medical Healthcare insurance can visit these facilities if charges are high still they can avail services as Health insurance pays amount on behalf of them and only a small portion of money is to bear by individuals.

Types of Medical Facility.

Hospital:- 

Almost everyone know about what Hospital is . A Hospital is an institution for healthcare typically providing specialized treatment for overnight stays or in medical terms for inpatient. Some hospitals admit patients suffering from a specific disease or infection or are reserved for specific diagnosis or treatment or for specific age group . Now a days hospital are either run by Government or State or health organizations either profit or non profit or health insurance or by charities or by donations. Hospitals nowadays staffed by professional trained doctors , nurses , paramedical clinics . 

Health care centre:-

This is another important type of Medical facility which includes clinics, doctors office, which serve as first point of contact and normally they provide outpatient medical , nursing , dental and other type of care services.

Nursing home :-

Although almost everyone can have some idea about Nursing and if we add home in that you may get rough idea about what is this type of facility . This facility includes residential treatment centres i,e they have accomodation facilities and engage in providing short term or long term medical treatment of a general or specific nature which is not performed by hospital to inpatients with any of a wide variety of medical conditions.

Drug store :-

They are engaged in retailing prescription or non prescription drugs and medicines and other thype of medical and orthopaedic items . Normally these stores are regualted or based ib hospitals or clinics. But they can even you can see running privately and are usually staffed by pharmacist , pharmacy technicians and pharmacy aides. There even you can go and get you first aid in case of any emergency .

Medical Healthcare Insurance - Healthcare Provider

Healthcare can form significant part of countries economy . Healthcare is conventionally regarded as an important determinant in promoting the general health awareness of people around the world. Take example of this worldwide eradication of Smallpox in 1980 - declared by the WHO as the first disease in human history to be completely eliminated by deliberate health care interventions.

So in order to deliver modern Healthcare depends on group of trained professionals. This includes professionals in medicine, dentistry , nursing , allied health along with public health practitioners and community health workers who systematically provide personnel and population based preventive , curative and rehabilitative care services.

What is Healthcare providers and what they do?

A health care provider is an individual or an institution that provides preventive, curative, promotional or rehabilitative health care services in a systematic way to individuals, families or communities.

An individual health care provider (also known as a health worker) may be a health care professional within medicine, nursing, or a field of allied health. Health care providers may also be a public/community health professional. Institutions (also known as health facilities) include hospitals, clinics,primary care centres, and other service delivery points. The practice of health professionals and operation of health care institutions is typically regulated by national or state/provincial authorities through appropriate regulatory bodies for purposes of quality assurance. Together, they form part of an overall health care system.

These healthcare providers are linked under Medical Healthcare Insurance . When an individual or family or Group or a company takes Medical Healthcare Insurance they will get list of providers and their contact details and location . By this means Healthcare providers can be easily located and contacted . Which in turn very much helpful to one who is in really need .

Please read page Healthcare Providers for deep information about Health care Providers in Medical Insurance or Health Insurance

Medical Healthcare Insurance

Whenever we listen or read term Healthcare or Medical Healthcare or Medical Healthcare insurance we usually come up with thing some kind of health insurance which is of no use for us . The basic reason behind is that we in a year fall ill or prone to disease once or twice that can be treated only by our nearest physician or chemist shop or by taking some pills that also in cheap . So why to pay in this why to take Medical Healthcare Insurance which is costly and starts payment after some time.

But this wrong perception which we had in our mind . The terms Healthcare in Medical Healthcare Insurance  means:-
The prevention, treatment and management of illness and the preservation of mental and physical well being through the services offered by the medical and allied health professionals.

But still these things can be done if we assign local doctor living nearby to our house. Basic definition of Healthcare will not explain you why to take Medical Healthcare Insurance . The word Care in Medical Healthcare Insurance means a lot in our daily life .

Care is the one that mother do for a child, father do for family, government do for citizens, a good friend do to his/her friend and so on . Still care means a lot like services rendered by members of the health professionals for the benefit of a patient .

Admission care in the nursing interventions defined as facilitating entry of a patient into a healthcare facility.
Adult day care a Medical Healthcare services provided for adults with a disability or illness who need partial care and companionship during the day when family members are working or otherwise unable to stay at home with disabled persons.
Ambulatory care healthcare services that are provider on an outpatient basis.
Cesarean section care in the nursing interventions classification defined as the preparation and support of a patient delivering baby by cesarean section.
Emergency care defined as life saving measures in life threatening situations

Now the idea comes up in our mind why to take Medical Healthcare Insurance . This just like that visiting to dentist , you know you should do it but you avoid it till your last breath . Health insurance is an absolute necessity for every individual - young or old .

A Medical Healthcare Insurance is a way of ensuring you and your family against any financial contingency arising due to an unforeseen medical emergency. The average life span of an individual has increased owing to improved medical facilities and increased awareness about one's well being . However at the same time

healthcare and medical costs have also moved like rocket. Also there has been an increase in incidence of medical problems due to lifestyle like stress and eating habits.

You may also like to read Why you need Medical Healthcare Insurance? Please read